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Comparison

Credit Test Winner 2025

Which banks offer the best loans in Germany? Our overview of test winners and their conditions.

Best Loan Providers 2025

German loan providers are regularly tested by renowned institutes. They evaluate interest rates, service, and transparency.

TEST WINNER

SWK Bank

SWK Bank excels with low interest rates and fast processing. Especially strong for online applications.

from 3.99% APR
2ND PLACE

ING

ING offers transparent conditions and a simple online application process. Excellent customer service.

from 4.29% APR

What Testers Look For

  • Interest Rates: The APR as the main comparison criterion
  • Transparency: No hidden fees or additional costs
  • Flexibility: Extra payments and rate adjustments possible
  • Service: Availability and quality of customer support

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