Sparkasse Car Loan Overview
Sparkasse is one of Germany's largest financial service providers and also offers car loans. With personal consultation in branches and flexible conditions, Sparkasse is popular with customers who value personal contact.
Current Conditions (As of December 2024)
- APR: from 3.99%
- Loan amount: €2,500 - €100,000
- Term: 12 - 84 months
- Extra payments often possible
Advantages of Sparkasse Car Loan
- Personal consultation: In over 350 Sparkasse branches across Germany
- Flexibility: Individual adaptation to your situation
- Fast decision: Often immediate credit decision possible
- Vehicle title stays with you: No security transfer required
Our Tip
First get an offer from your Sparkasse, then compare with online providers. This gives you a good negotiating basis and you can choose the best offer.
Conclusion
The Sparkasse car loan is a solid choice for those who value personal consultation. Conditions are fair but not always the cheapest. Comparing with other providers is worthwhile.