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Newcomer Guide to Germany
Secure Retirement Planning

Pension InsuranceSecure Your Future

Germany's most comprehensive pension insurance comparison platform.Secure your dream retirement today.

Key German Terms

Rentenversicherung
Pension Insurance
Altersvorsorge
Retirement Provision
Riester-Rente
Riester Pension (State-subsidized)
Rürup-Rente
Rürup Pension (For Self-employed)
Betriebliche Altersvorsorge
Company Pension Scheme
Garantiezins
Guaranteed Interest Rate
Rentenbeginn
Retirement Start Date
Kapitalwahlrecht
Capital Option Right

Tip for Newcomers

Germany has a 3-pillar pension system: state pension (gesetzliche Rente), company pension (betriebliche Altersvorsorge), and private pension. The state pension alone is often not enough! Riester is great for employees, Rürup for self-employed. Starting early maximizes your savings due to compound interest.

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Pension Insurance Calculator

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Why Pension Insurance?

Plan today for a secure future

Living Standard Protection

Maintain the same quality of life in retirement

Tax Advantages

Private pension premiums are tax-deductible

Family Security

Secure the future of your loved ones

Flexible Investment

Different investment options according to your risk profile

Guaranteed Income

Lifelong regular pension payments

Government Support

Benefit from Riester and Rürup government incentives

Best Pension Insurance Providers

Compare Germany's leading insurance companies

Allianz

Excellent reliability
High returns
Flexible payment
Online management

AXA

Strong performance
Guaranteed pension
Individual
24/7 service

Generali

High quality
Optimal protection
Modular system
Digital advisory

Zurich

Premium protection
Comprehensive coverage
Full flexibility
Smart solutions

Frequently Asked Questions

Essential information about pension insurance

Start Your Retirement Planning Today

Find the best pension insurance with our free comparison