Rürup Pension Compare 2025
Secure up to €27,565 tax savings annually. Free comparison of the best providers for self-employed and freelancers.
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Why Rürup Pension?
Rürup pension offers you maximum tax benefits and secure retirement planning
€27,565 Tax Savings
Maximum contribution 100% tax deductible
Ideal for Self-Employed
Perfect for freelancers without statutory pension
Seizure-Protected
Your capital is legally protected
Lifetime Pension
Guaranteed monthly payments from age 62
Flexible Contributions
Adjustment to your income possible
Inheritable
Survivor benefits optionally available
How It Works
Your Rürup pension in just 4 simple steps
Calculate Offer
Enter your data into the calculator
Compare Providers
Receive individual offers from the best insurers
Apply Online
Choose the best offer and apply directly
Save Taxes
Benefit immediately from the tax advantages
Frequently Asked Questions
Important answers about Rürup pension at a glance
What is the maximum Rürup pension contribution for 2025?
In 2025, up to €27,565 can be paid into Rürup pension and 100% tax deductible. For married couples, the maximum contribution is €55,130.
Who is Rürup pension suitable for?
Rürup pension is particularly suitable for self-employed, freelancers, high earners and persons without statutory pension insurance. It offers high tax advantages.
When can I receive my Rürup pension?
Rürup pension can be paid out as a monthly pension from age 62 at the earliest (age 60 for those born before 1962). Capital payment is not possible.
How is the tax advantage calculated for Rürup pension?
Rürup contributions are claimed as special expenses for tax purposes. The savings depend on your personal tax rate. With a 42% tax rate, you save over €11,000 annually at maximum contribution.
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Use our free comparison calculator and secure the best conditions with maximum tax savings.
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Rürup Pension: The Ideal Retirement Plan for Self-Employed
The Rürup pension (basis pension) is a state-subsidized private pension insurance specially developed for self-employed, freelancers and high earners. With high tax advantages and guaranteed pension payments, it is one of the most attractive pension products.
Why a Rürup Pension Comparison is Important
Choosing the right Rürup provider can be crucial for your retirement planning. A thorough comparison helps you:
- Find the lowest costs with the highest returns
- Identify providers with flexible contract terms
- Avoid hidden fees
- Choose the optimal investment form for your situation
Optimally Utilize Tax Benefits
The Rürup pension allows you to deduct up to €27,565 annually 100% from taxes. This means tax savings of over €11,000 per year for top earners.
Who Benefits Most from Rürup Pension?
Rürup pension is particularly attractive for:
- Self-employed and freelancers
- High earners with high tax rates
- Managing directors and shareholders
- Persons without statutory pension insurance