Credit GuideTips & Information
Current articles, guides and tips about loans, financing and interest rates in Germany. Get informed before making your credit decision.
Latest Articles
Our expert articles help you make the right decision when choosing your loan.
SCHUFA Reform 2026: New Scoring System
From March 2026: 12 instead of 250 criteria. Score simulator, unified score. Guide for Expats.
BNPL & Klarna Regulation 2026
From November 2026: BNPL under banking supervision. What newcomers need to know.
KfW Loans 2026: Rates from 0.01%
Young buys Old, Climate-friendly construction. Low-interest loans for home buyers.
Mortgage Germany 2026: Rates 3.5-4%
Current mortgage rates, energy efficiency rules. Step-by-step guide for home buying.
ECB Interest Rates 2026: Key Rate 2.0%
Stable key rate, credit rate forecast. What it means for your loan.
E-Car Loan 2026: Up to 5,000€ Subsidy
New EV subsidy, THG premium, tax benefits. How to finance affordably.
Current Sparkasse Interest Rates
Learn everything about current loan interest rates at Sparkasse. Compare conditions and find the best rate.
Credit Test Winner 2025
Which banks offer the best loans? Our overview of test winners and their conditions.
Taking a Loan Without Interest
Is a loan without interest possible? We explain when and how you can get interest-free financing.
Early Car Loan Repayment
How to repay your car loan early. Tips on early repayment fees and when early repayment is worthwhile.
Early Loan Repayment
Everything you need to know if you want to repay your loan early. Rights, costs and benefits.
Sparkasse Car Loan
The Sparkasse car loan in detail. Conditions, requirements and comparison with other providers.
Type Classes 2026: Car Insurance Guide
New type classes 2026 - how the classification affects your car insurance. Tips for saving money.
Regional Classes 2026: Car Insurance Guide
Regional classes 2026 explained - which regions become cheaper and where premiums are rising.
Car Insurance Premiums 2026 Guide
Premium trends 2026 - why car insurance is getting more expensive and how you can still save.
Electric Car Insurance 2026 Guide
Insuring EVs in 2026 - special features, battery protection and the best rates for electric vehicles.
Telematics Car Insurance 2026 Guide
Telematics insurance 2026 - save up to 30% with safe driving. How it works.
Car Insurance Legal Changes 2026 Guide
New laws 2026 - what is changing in car insurance and what drivers need to know.
Package Holiday Single Parent
Affordable package holidays for single parents. Tips for booking, kid-friendly hotels and savings.
Vacation Grandparents & Grandchildren
Multi-generation vacation planning: Best destinations and hotels for grandparents with grandchildren.
Single Travel 50+ Wellness
Wellness vacations for solo travelers over 50. Best offers without single room supplement.
Albania Ksamil Beach Hotels
Ksamil - Albania's Caribbean. Best hotels, beaches and travel tips for 2026.
Montenegro Budva All-Inclusive Family
Family vacation in Budva, Montenegro. Best all-inclusive hotels and activities.
Cape Verde Hiking Vacation
Cape Verde hiking on Santo Antão, Fogo and São Nicolau. Tips and best travel time.
Crete Chania Package Holiday
Discover West Crete's beauty: Chania, Elafonisi, Balos. Best package holidays 2026.
Fuerteventura Family Vacation Kids Hotel
Best kids hotels in Fuerteventura. Beaches, activities and family offers.
Book Vacation Without Credit Card
How to book your vacation without a credit card. Alternative payment methods overview.
Set Jetting: Film Locations Travel
Travel to film locations: Game of Thrones, Harry Potter, Lord of the Rings and more.
Compare Loans Now
Use our knowledge and find the right loan for you. Free, non-binding and in just a few minutes.
Compare Loans