C24 Bank
100% Digital
2.5% Interest on savings + free bank account + Mastercard with cashback
✓ Account opening in 8 minutes ✓ Ready to use immediately ✓ Deposit protection up to €100,000
Why C24 Bank?
Germany's most modern bank combines highest interest rates, free banking and innovative features in a premium app
2.5% Interest on Savings
Benefit from attractive 2.5% interest per year on your savings - without minimum investment or term.
Mastercard with Cashback
Free Mastercard with cashback function. Money back with every purchase and free worldwide withdrawals.
100% Digital Banking
Account opening in 8 minutes via app. All banking functions available digitally - from anywhere, anytime.
German Banking License
Full German banking license and deposit protection up to €100,000. Highest security standards.
Real-Time Banking
Instant push notifications for every transaction. Expense categories and smart budgeting included.
No Fees
Completely free: No minimum balance requirement, no account fees, no hidden costs.
C24 Bank vs. Traditional Banks
See for yourself why C24 Bank is the better choice
| Feature | C24 Bank | Traditional Banks |
|---|---|---|
| Account fees | €0 | €5-15/month |
| Interest on savings | 2.5% p.a. | 0.01-0.1% p.a. |
| Account opening | 8 minutes online | Branch + paperwork |
| Credit card | Free + Cashback | €30-100/year |
| Mobile app | Modern app + features | Outdated apps |
Maximum Security
C24 Bank has a full German banking license and offers the highest security standards
German Banking License
Full banking license from BaFin. All deposits up to €100,000 protected by German deposit insurance.
Banking Secrecy
Your data is subject to German banking secrecy and protected according to the highest security standards.
App Security
Biometric login, push-TAN procedure and end-to-end encryption for highest app security.
Frequently Asked Questions
Everything you want to know about C24 Bank
How secure is C24 Bank?
C24 Bank has a full German banking license from BaFin. All deposits are protected up to €100,000 by German deposit insurance. The bank is subject to German laws and banking secrecy.
How long do the 2.5% interest rates apply?
The 2.5% p.a. interest on the savings account currently applies without minimum term. C24 Bank reserves the right to adjust interest rates based on market conditions, but informs customers in advance of any changes.
Can I switch my current account to C24 for free?
Yes, C24 Bank offers a free account switching service. The bank takes over communication with payment partners and helps with the smooth transition of your current account.
What features does the C24 Bank app offer?
The C24 Bank app offers all banking functions: transfers, standing orders, expense categories, push notifications, contactless payments and much more. Account opening takes only 8 minutes.
Switch to C24 Bank Now
Germany's most modern bank awaits you: 2.5% interest, free current account and Mastercard with cashback
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