Tip for Newcomers
Baufinanzierung = Construction financing in Germany. As a newcomer with a valid residence permit and stable income, you can apply for mortgages. Banks typically require 20-30% Eigenkapital (down payment). Our comparison is free and helps you understand German mortgage terms.
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Key German Terms
Baufinanzierung = Construction financing / Mortgage
Zinsbindung = Fixed interest period
Eigenkapital = Equity / Down payment
Effektiver Jahreszins = Annual percentage rate (APR)
Tilgung = Repayment / Amortization
Sondertilgung = Extra repayment option
Nebenkosten = Additional costs (notary, tax)
KfW-Forderung = Government subsidies
Guide for Newcomers
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