Cheap Civil Servant Health Insurance
From €80/month - 50-70% cheaper than public insurance
Key German Terms
Tip for Newcomers
As a civil servant (Beamter) in Germany, you qualify for Beihilfe - a government health subsidy that covers 50-70% of your medical costs. This means your private health insurance (PKV) only needs to cover the remaining portion, making it significantly cheaper than public insurance (GKV). Most civil servants save €200-300 per month compared to public insurance.
Civil Servant Insurance Comparison
Find cheap Beihilfe-compliant plans instantly
Why So Cheap?
From €80/Month
Special civil servant rates. Trainees €80, young civil servants €120-150. Save €3,000+ annually vs public insurance!
50% Beihilfe Subsidy
Government covers 50% of health costs (70% with 2+ kids). You only insure the remaining portion!
Save 50-70% vs Public
Public insurance: €400+/month. Civil servant private: €80-250/month. Plus better service!
Premium Benefits
Specialist treatment, private rooms, comprehensive dental, no waiting times, English-speaking doctors!
Civil Servant Discounts
Special rates for civil servants. No income threshold. Healthier risk group = lower premiums.
Lifetime Savings
Lock in cheap rates by starting young. Early start = lifetime savings of €50,000+!
Frequently Asked Questions
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Compare many plans from €80/month - Save thousands annually
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