Instant Credit Online
Get approved in 10 minutes - From 0.69% APR
Tip for Newcomers
Sofortkredit = Instant loan in Germany. With a valid residence permit and proof of income, you can apply for instant loans. The process uses VideoIdent for digital identification. Our comparison is Schufa-neutral and helps you find the best rates!
Key German Terms
Instant Credit Comparison
Get approved in 10 minutes with our digital process
Why Instant Credit?
Get money when you need it - our digital process makes it possible in minutes
10 Minute Approval
Digital application with instant decision. Most applicants receive approval within 10 minutes.
Lowest Interest Rates
Compare from 100+ banks starting from 0.69% effective annual interest rate.
Up to €120,000
Borrow from €500 to €120,000 with flexible terms from 12 to 120 months.
24h Payout
Get money in your account within 24 hours after approval. Some banks offer same-day payout.
Maximum Security
256-bit SSL encryption and GDPR-compliant data protection ensure your information is secure.
100% Digital
Complete application online from any device. No paperwork, no branch visits required.
Frequently Asked Questions
Your most important questions about instant credit answered
How fast can I get the money?
With instant credit, you can get approval in as little as 10 minutes. Most banks transfer money within 24 hours, and some offer same-day payout for urgent needs.
What documents do I need?
For instant credit, you typically need: ID card, proof of income (last 3 payslips), bank statements, and proof of address. Digital verification makes the process fast.
Is the comparison really free?
Yes, our credit comparison is 100% free with no hidden fees. We receive commission from banks, but this doesn't affect your rates - you always get the same conditions as applying directly.
Get Instant Credit Now!
Approval in 10 minutes - From 0.69% interest - Up to €120,000
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Credit offers are provided by partner banks. Our service is completely free.