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Guide for Newcomers in Germany

Instant Liability Insurance

Complete in 5 minutes - From €3/month, €50M coverage

5 Min Process
From €3/Mo
€50M Coverage

Key German Terms

Privathaftpflicht = Personal Liability Insurance
Sofortschutz = Instant Coverage
Deckungssumme = Coverage Amount
Schadensersatz = Damage Compensation

Tip for Newcomers

Liability insurance (Privathaftpflicht) is one of the most important insurances in Germany, even though it's not legally mandatory. It protects you from potentially unlimited personal liability for damages you accidentally cause. Landlords typically require proof of liability insurance, and coverage starts from just €3/month. With instant coverage, you're protected within minutes!

5 Min
Process
€3
From/Month
€50M
Coverage
0€
Comparison Fee

Liability Insurance Comparison

Get instant coverage in just 5 minutes

Haftpflicht-Rechner wird geladen...

Einen Moment bitte

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Why Instant Liability Insurance?

5-Minute Process

Complete your application in just 5 minutes. Instant approval, immediate coverage. No paperwork required.

From €3/Month

Essential protection at an unbeatable price. Comprehensive coverage starting at just €3 per month.

€50M Coverage

Comprehensive protection up to €50 million. Covers property damage, personal injury, and financial losses.

Immediate Start

Coverage starts immediately after approval. No waiting period, you're protected from day one.

Top Providers

Compare plans from Germany's leading insurers. Haftpflichtkasse, HUK-Coburg, Allianz and more.

English Service

Full English support for expats. Easy application process in your language, no German required.

Frequently Asked Questions

What does liability insurance cover?

Liability insurance covers damages you accidentally cause to others: property damage, personal injury, and financial losses. It protects you from potentially devastating costs.

How quickly can I get coverage?

With instant liability insurance, you can complete your application in 5 minutes. Once approved, your coverage starts immediately - no waiting period.

Is liability insurance mandatory in Germany?

While not legally mandatory, liability insurance is considered essential in Germany. Landlords often require it, and you're personally liable for damages without it.

Get Protected Instantly!

Complete in 5 minutes - From €3/month

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