Tariff Calculator: Find the Best Deals
Transparent Comparison of Prices and Services
Tariff calculators enable a transparent comparison of energy and insurance rates, helping you save money and make informed decisions.
Table of Contents

What You Need to Know
Transparency
Tariff calculators compare offers from different providers and clearly reveal hidden costs.
Quick Orientation
With minimal input, find suitable tariffs and save time on research.
Regular Use Recommended
An annual tariff check can save you 200 to 850 euros per year.
Data Protection
Make sure the tariff calculator is GDPR-compliant and neutral.
What is a Tariff Calculator?
A tariff calculator (Tarifrechner in German) is an online tool that helps you compare different tariff offers. It shows you clearly which offers are available from different providers and how they differ in price.
Tariff calculators enable transparent comparison of prices and services, so you can immediately see where you can save. This is especially valuable if you are new to Germany or want to review your existing contracts.
Why Do You Need a Tariff Calculator?
- Quick orientation in a complex tariff market
- Easy price comparison between multiple providers
- Transparent overview of costs and services
- Time savings when researching alternatives
- Identify savings potential in your budget
"A good tariff calculator not only saves you time, but also reveals hidden cost differences that are not immediately apparent."
Pro Tip: Don't use tariff calculators just once - use them regularly, about once a year. Offers change constantly, and regular checks can save you 200 to 850 euros per year.
Types of Tariff Calculators in Germany
Germany has developed various types of tariff calculators tailored to different needs.
Electricity Calculator
For electricity contracts
Gas Calculator
For heating gas and hot water
Mobile Phone Calculator
For mobile phone contracts
Insurance Calculator
Health, car, liability insurance
Financial Calculator
Loans and mortgages
Combined Calculator
Multiple categories at once

Overview: Tariff Calculator Types
| Calculator Type | Focus Area | Typical Filter Options |
|---|---|---|
| Electricity Calculator | Energy supply | Consumption, contract length, bonus |
| Gas Calculator | Heating gas and hot water | Annual consumption, region, contract type |
| Mobile Phone Calculator | Phone contracts | Network, data volume, extras |
| Insurance Calculator | Insurance policies | Age, profession, coverage scope |
| Financial Calculator | Loans/Finance | Interest rate, term, repayment options |
How Tariff Calculators Work
Enter Your Information
You enter basic information (location, annual consumption, preferences)
Database Search
The calculator searches a large tariff database with current offers
Filtering and Display
Matching offers are filtered and displayed clearly
Transparent Results
You see transparent total prices, bonuses, and contract conditions
"A good tariff calculator shows not only the base price, but also all hidden costs and bonuses transparently."
Pro Tip: Don't use filter functions too restrictively. Set broad filters first to see all options, then refine step by step. This way you won't miss any cheap alternatives.
Try the Electricity Calculator
Free Online Comparison - See Results Instantly
Electricity Tariff Calculator
Enter postcode and consumption - see tariffs instantly
Benefits and Potential Pitfalls
Key Benefits
- Time Savings
Minutes instead of hours for comprehensive comparisons
- Transparency
All prices and conditions at a glance
- Individual Filters
Tariffs matching your exact requirements
- Current Offers
Calculators show new tariffs immediately
Potential Pitfalls
- Not All Providers
Some smaller providers may be missing
- Teaser Offers
Low prices often only in the first year
- Bonus Conditions
Often tied to minimum contract lengths
- Service Quality
Tariff calculators don't show this
"The best tariff is not always the cheapest in the first year. Also look at the prices in the second and third year."
Data Privacy and Legal Framework
Legal Foundations
- GDPR
General Data Protection Regulation - European data protection law
- BDSG
German Federal Data Protection Act - German implementation
- Telemedia Act
Specific rules for online services
Your Data Protection Rights
- Right to access: What data is stored about me?
- Right to rectification: I can correct wrong data
- Right to erasure: I can have data deleted
- Right to data portability: I receive my data in readable form
"Trustworthy tariff calculators encrypt your data and do not share it with third parties - except to show you offers."
Frequently Asked Questions
What is a tariff calculator (Tarifrechner)?
A tariff calculator is an online tool that helps you compare different tariff offers from providers to find the best prices and services.
How do I use a tariff calculator effectively?
To use a tariff calculator effectively, enter basic information such as your location and consumption, and use the filter functions to refine your search.
What types of tariff calculators are available?
There are various types including electricity, gas, mobile phone, insurance, and financial product calculators, each tailored to specific contract types.
How can I ensure the information is up-to-date?
Reputable tariff calculators work with large databases and update regularly. Make sure the platform is transparent about its data sources.