Auto Insurance Quote
Germany
Need an auto insurance quote? Get personalized pricing from top German insurers in minutes – completely free.
Free quotes • Compare prices • No obligation • Results in minutes
Mandatory Insurance in Germany
Every car registered in Germany must have at least Haftpflichtversicherung (third-party liability insurance). You cannot register your vehicle at the Zulassungsstelle without proof of insurance (eVB number). Getting a quote is the first step to driving legally in Germany.
đź’ˇ Before You Start
Have your vehicle registration document (Fahrzeugschein) handy. If you don't have a German car yet, you can still get quotes using the make, model, and year of the car you plan to buy.
What Affects Your Quote?
Vehicle Factors
- Type class (Typklasse) – how accident-prone your model is
- Age and value of the vehicle
- Engine power (kW/PS)
- Annual mileage – less km = lower price
Personal Factors
- SF-Klasse – your no-claims bonus class
- Regional class – where you live matters
- Your age and driving experience
- Where the car is parked (garage vs street)
Get Your Auto Insurance Quote
Enter your vehicle and personal details for instant pricing
Auto Insurance Quote
Personalized pricing • All coverage levels • Free
Auto Insurance Quote FAQ
How do I get an auto insurance quote in Germany?
Use our comparison tool above! Enter your vehicle details (make, model, year) and personal information (age, postcode, driving history). You'll see quotes from multiple insurers in minutes.
What information do I need for a quote?
You'll need: your car's details (or the car you plan to buy), your date of birth, German postcode, estimated annual mileage, and information about your driving history/claims-free years.
Can I get a quote before buying a car?
Yes! You can get quotes for any car by selecting the make and model. This helps you factor in insurance costs when deciding which car to buy.
Why do quotes vary so much between insurers?
Each insurer uses different risk calculations and targets different customer profiles. That's why comparing is so important – the cheapest insurer for one person might not be cheapest for another.
Can foreigners and expats get insurance quotes?
Absolutely. Anyone living in Germany can request a quote. If you are new to Germany and have no SF-Klasse, you will typically start at SF 0 or SF 1/2. Some insurers accept proof of claims-free driving years from your home country, which can improve your rate.
Is requesting a quote binding or obligatory?
No. Requesting a quote is completely free and non-binding. You can compare prices, review coverage options, and decide later. There is no obligation to sign up with any insurer.
Ready for Your Quote?
Get personalized auto insurance quotes in minutes. See how much you could save!