Key Insights
| Point | Details |
|---|---|
| Using comparison portals | CHECK24 enables quick comparison of tariffs across different product areas and direct switching. |
| Saving costs | Consumers can save between 200 and 850 euros annually through systematic tariff comparisons. |
| Independence and transparency | CHECK24 generates revenue through commissions but considers many providers to ensure objective comparability. |
| Individual customization | The platform offers extensive filter options to tailor the search for optimal tariffs to personal needs. |
Table of Contents
CHECK24 as Comparison Platform: Concept and Market Access
CHECK24 has been an established comparison platform based in Munich since 1999 and has positioned itself as the market leader in Germany. The portal covers numerous product areas and provides consumers with easy access to tariff comparisons.
The business model is based on a clear concept: users enter their requirements and receive comprehensive comparisons of offers from various providers. The platform is mainly financed through commissions from contract partners, not through fees for consumers.
How the comparison principle works:
- Users enter their personal data and preferences
- The portal searches thousands of available tariffs in seconds
- Results are sorted by price, performance, or other criteria
- Users can switch directly to the provider
The strength of CHECK24 lies in its tariff variety. With numerous tariffs in the system, German households and international professionals get a realistic market overview. This enables comparisons between budget options and premium offers in one portal.

Market access is deliberately designed to be low-threshold. Consumers do not need to register for initial queries, which is particularly attractive for newcomers to Germany. International professionals appreciate this transparency as they quickly understand what costs they can expect.
Users save an average of between 200 and 850 euros per year through systematic tariff comparisons on such platforms.
Pro Tip
Use comparison platforms like CHECK24 not only when switching, but also for annual checks - your existing contracts often become more expensive while new customers receive better conditions.
Tariff Types and Offer Structure at CHECK24
CHECK24 offers a wide range of different tariff types that cover practically all areas of daily needs. From insurance to energy supply to telecommunications, consumers can find everything important here centrally.
Main product areas on CHECK24:
- Car insurance (liability, comprehensive, partial)
- Loans and financial products
- Electricity and gas tariffs for private households
- Mobile and DSL contracts
- Rental cars and travel products
- Supplementary insurance
Consumers can easily save 500 euros or more per year through targeted comparison between different tariff combinations.

| Product Area | Typical Distinguishing Features | Special Feature for Consumers |
|---|---|---|
| Electricity & Gas | Contract duration, eco percentage | Instant bonuses, switching services |
| Car Insurance | Coverage scope, deductible | Seasonal discounts, free workshop choice |
| Loans & Financial Products | Interest rate, repayment models | Quick online check, instant approval |
| Mobile & DSL | Data volume, minimum contract term | Hardware bundles, flexible cancellation |
| Rental Cars & Travel | Insurance coverage, pickup station | Cancellation options, additional driver |
Pro Tip
Filter offers not only by price but also by customer reviews and customer service quality - the cheapest offer is not always the best if support is poor.
Functionality and Filter Options in Tariff Comparison
The functionality of CHECK24 is based on a simple principle: you enter your requirements, the platform searches through numerous tariffs and shows you the best results. Extensive filter options make it possible to narrow down the search specifically.
How to start a comparison:
- Select the product category (electricity, gas, insurance, etc.)
- Enter your personal data (postal code, consumption, age)
- Define your priorities through filters
- Receive customized results in seconds
The filter options are the heart of the comparison. You can sort offers by price, contract duration, notice period, or coverage. This is particularly valuable if you have specific requirements.
With the right filters, you will find not just the cheapest, but the optimal tariff for you.
Pro Tip
Use the filter function to sort offers by "instant withdrawal" or "goodwill rights" - this gives you flexibility if your situation changes quickly.
Commission, Independence, and Transparency in Ranking
CHECK24 is mainly financed through commissions from partner companies that apply when consumers conclude a contract through the portal. As a user, you do not pay these commissions directly - they are already included in the provider's standard conditions.
How financing works:
- Users use the portal for free
- When a contract is concluded, CHECK24 receives a commission from the provider
- The customer does not pay any additional fees
- Commissions are integrated into standard conditions
Free comparison portals only work because providers pay commissions - this is the business model, not necessarily a disadvantage for you.
Pro Tip
For particularly important decisions, also compare directly on provider websites - this gives you security and shows whether CHECK24 rankings are authentic.
Pros and Cons for Consumers
CHECK24 offers consumers concrete advantages but also comes with some limitations. A balanced view helps you use the portal correctly.
Clear advantages of use:
- Time savings: Instead of inquiring with 50 providers, you get an overview in minutes
- Transparency: All tariffs are clearly presented with conditions, fees, and benefits
- Free comparison: You pay nothing for using the portal
- Easy switching: Many contracts can be concluded directly online
- Direct savings: With electricity comparisons or other tariff switches, you often save 200-800 euros per year
The portal does not show the complete market, but only partner offers - this is a significant limitation.
| Advantage for Consumers | Disadvantage for Consumers |
|---|---|
| Free use of the portal | Not all market providers listed |
| Quick tariff overview | Paid provider advertising possible |
| Transparent conditions overview | Partially simplified tariff insights |
| Simple digital switching | Limited mediation after conclusion |
Pro Tip
Use CHECK24 as a starting point for your comparison, not as the final decision - check top offers additionally on the provider website and pay attention to details that may not be shown in the portal.
More Transparency and Real Savings with meinetarife24.de
The article clearly shows how important it is to truly understand tariff offers transparently and not just focus on seemingly cheap prices. Many consumers face the challenge of complex tariff structures and hidden costs, especially with energy, insurance, and financial products. Independent comparisons with detailed filter options are essential to find suitable tariffs and save hundreds of euros in the long term.
meinetarife24.de offers you exactly this freedom. Our platform works closely with established comparison portals like CHECK24 and complements them with a user-friendly interface in multiple languages. This way you can compare tariffs for electricity, gas, car insurance, or loans quickly and easily. You benefit from clear price overview and real savings tips for your everyday life.

Compare Tariffs Now and Save!
Take advantage of the big difference in tariff selection now and start your comparison on meinetarife24.de. Experience how easy it is to find the right tariff and secure real savings today.
Frequently Asked Questions
What is the business model of CHECK24?
The business model of CHECK24 is based on brokering offers from various providers. Users do not pay fees; instead, CHECK24 receives commissions from contract partners when a contract is concluded through the platform.
How does tariff comparison work on CHECK24?
Users enter their requirements and personal data, and the platform searches through numerous tariffs within seconds. Results are sorted by price, performance, and other criteria, enabling effective comparison.
What types of tariffs can be compared on CHECK24?
CHECK24 offers a variety of tariff types, including car insurance, electricity and gas tariffs, loans, mobile contracts, as well as rental cars and travel products. Each category has specific filter options for targeted selection.
How transparent are the price structures on CHECK24?
The price structures on CHECK24 are very transparent. All fees, discounts, and additional costs are clearly listed, so consumers know exactly what costs to expect without having to worry about hidden fees.
Key German Terms
Tarifvergleich
Tariff comparison
Vergleichsportal
Comparison portal
Provision
Commission
Ersparnisse
Savings
Filteroptionen
Filter options
Vertragswechsel
Contract switch
Transparenz
Transparency
Unabhangigkeit
Independence
